Teens Can Protect Their Credit Card

Protect your Credit Card

Teens misplace things like driver licenses, Social Security Cards, birth certificates, and yes, their credit cards. They are busy people and their minds are on things like the party, Face Book and friends. Seems like it's right of passage. Their

When using your credit card it is important to protect your card information. Here are some tips to keep in mind:

• If your card is lost or stolen, contact the issuing bank or financial institution immediately.
• Never provide your credit card information – the account number, expiration date or 3 digit security code on the back of your card – in response to an unsolicited e-mail, phone call or other type of communication that you didn’t initiate.
• Only give your credit card number to reputable merchants or organizations.
• When making online purchases with your credit card, make sure you’re dealing with a legitimate Web site and that your information is being encrypted (scrambled for security purposes) during transmission.
• For additional protection when shopping online, some retail merchants may require you to enter a secure code that only you know.
• Major credit card companies provide additional protection by offering ‘zero-liability’ programs that protect consumers from unauthorized use of their card.First Bank of Ohio